As a contractor, you face unique risks every day. From job site accidents and equipment damage to liability claims and project delays, the challenges are numerous. Arlene Lollie & Associates understands these challenges and is dedicated to providing tailored insurance solutions that protect your business and allow you to focus on what you do best: building.
The construction industry is inherently risky. Contractors face a variety of potential hazards, including:
Injuries to workers, subcontractors, or even bystanders can lead to costly lawsuits and workers' compensation claims.
Damage to your own equipment, materials, or even the structure you're working on can result in significant financial losses.
Claims arising from faulty workmanship, negligence, or other issues can threaten your business.
Construction equipment is a valuable asset, and theft or damage can disrupt your projects and impact your bottom line.
Unexpected events like weather delays or material shortages can push back project timelines and lead to financial penalties.
Errors or omissions in your professional services can lead to lawsuits and damage your reputation.
We offer a comprehensive range of insurance solutions designed to protect contractors from these and other risks. Our experienced team will work with you to assess your specific needs and develop a customized insurance plan that provides the right coverage at the right price. Our offerings include:
Covers bodily injury or property damage to third parties arising from your operations. This is crucial for protecting against claims from accidents on the job site.
Provides coverage for medical expenses and lost wages if an employee is injured on the job. This is often a legal requirement for contractors depending on your state requirements.
Protects your company vehicles from accidents, theft, and other damage. This is essential if you use vehicles for transporting equipment or materials.
Covers the structure you're building during construction. This policy protects against damage caused by fire, theft, vandalism, and other covered perils.
Protects your equipment and materials while they are being transported to and from job sites. This is vital for contractors who move their equipment frequently.
Provides coverage for your valuable construction equipment, whether it's on your property or at a job site. This is essential for protecting against theft, damage, or other losses.
Protects you from claims of negligence, mistakes, or omissions in your professional services. This is particularly important for design-build contractors or those providing consulting services.
Provides an extra layer of liability protection beyond the limits of your other policies. This can be crucial in the event of a large claim.
Guarantee that you will complete a project according to the terms of your contract. These are often required for large construction projects.
At Arlene Lollie & Associates, we understand the unique needs of contractors. We offer:
Personalized Risk Assessments: We'll work with you to identify the specific risks you face and tailor our recommendations accordingly.
Competitive Rates and Customized Policies: We leverage our relationships with top insurance providers to find you the best rates and customize a policy that fits your unique needs and budget.
Expert Claims Handling: In the event of a claim, our experienced team will guide you through the process and ensure you receive prompt and fair settlement.
Proactive Risk Management Advice: We'll provide you with valuable insights and resources to help you minimize your risks and protect your business.
Ongoing Support: We're here to answer your questions, provide guidance, and help you navigate the complexities of contractors insurance. We'll send you reminders, birthday and anniversary recognitions, and keep you informed of industry changes.
Don't let unforeseen events jeopardize your hard work and investment. Contact Arlene Lollie & Associates today for a free consultation. Let us help you find the comprehensive insurance solutions you need to protect your contracting business and build your future with confidence.
